Planned Giving & Legacy

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What is “Planned Giving”?

According to the Canada Revenue Agency (CRA), gifts are a voluntary transfer of property without valuable consideration. Allowable gifts include cash, gifts in kind like stocks and real estate, and a right to future payment, such as life insurance proceeds.

“Planned Gifts” are so called because they take some thought and preparation, and because you should consult with a lawyer and your financial planner about them.
Your gift can be a one-time donation, a series of payments over a set period, or ongoing support. Your planned gift may be a “present gift” that can be used now, or a “deferred gift’, that is only available in the future, such as in a will.

Planned giving helps you create a legacy of support for the causes you care about most, and can maximizes your tax and estate planning benefits.
When speaking to your financial advisor, make sure that they are aware of your philanthropic goals, and consider a gift to the CMF today.
For more information, please contact the Canadian Medical Foundation at info@cmf.ca or 613.518.6010.

There are the many ways you can make a lasting impact as part of your legacy.

  • Securities - Donating Appreciated Shares – Public and Private Shares and Securities (including mutual funds) A common misconception about planned or legacy giving is that you benefit only in the future.  In fact, you can often benefit immediately. 50 per cent of a capital gain from the sale of stock is taxable. When a stock is donated to […]
  • Assurance vie - Le don de votre assurance vie à la Fondation médicale canadienne (FMC) peut vous permettre de fournir une contribution nettement supérieure à celle que vous auriez d’abord envisagée. Sans compter les économies d’impôt que vous réaliserez dès aujourd’hui! Plusieurs méthodes sont couramment utilisées pour affecter les produits d’assurance vie à la planification de dons de […]
  • Rentes de bienfaisance - La rente de bienfaisance est un mécanisme de don planifié auquel les personnes âgées canadiennes ont souvent recours, car il leur permet de faire un don important, tout en préservant leur sécurité financière. La rente de bienfaisance comporte de nombreux avantages : vous pouvez faire un don important, tout en continuant de profiter du revenu issu […]
  • Legs testamentaires : Le mécanisme de don planifié le plus courant - Le legs – don testamentaire effectué dans le cadre de votre planification successorale – est la forme de don planifié la plus courante. En effet, de 80 % à 90 % des dons planifiés sont des legs. Pour les donateurs, le legs s’avère l’une des meilleures options. Le don testamentaire leur permet de laisser une partie importante […]
  • Le Programme de fonds désignés par le donateur - (English) CMF offers a DAF program that enables donors to create long-term charitable gifting plans in order to realize their charitable goals and further their philanthropic priorities.